You can write down important information, but on the other hand, there is no guarantee when you lose your memo. If your application has uploaded data to the cloud, your notes are guaranteed to be safe. Of course, cloud services suddenly disappear. Make a backup before it happens.
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But there is one thing to remember: paper and pen. Task management using paper and a pen is extremely effective. These are inexpensive, readily available, and highly applicable.
Of course, choosing the right tool does not increase your productivity. Tools are not insurance. It’s not your tools that do something, but yourself.
Wedding insurance (also known as event insurance) compensates for the financial losses resulting from many troubles, such as severe weather, property damage, or the inconvenience of a trader.
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So, can you work comfortably on your own? A paradox that you have to manage tasks as much as you want. Autonomy is required in proportion to freedom. This is true.
There are many tools for task management. The most familiar tool is a watch. And a calendar.
Applications also have a wealth of tools to help manage tasks, all of which are multifunctional and complex
Here’s what you need to know to determine if you need insurance. There are two types of wedding insurance: liability insurance and cancellation insurance.
Liability insurance covers damage to property at the wedding venue and physical injury to attendees. “If a customer slips and falls, liability insurance will refund medical expenses up to the limit specified in the insurance contract,” said the insurer “This is popular for wedding insurance.”
If you are forced to cancel or postpone the wedding due to bad weather or unexpected illness of your close relative, Cancellation Insurance will refund the fee you paid to the merchants. Vendors are venues, catering, musicians, photographers, and florists. Something you can’t control, such as a war, is also a reason for refunds. “The wedding cancellation insurance also has a special option to cover the loss or damage of costumes, jewelry, cakes and gifts up to the specified limits, even if the wedding is opened as planned.”
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The stakes and compensation vary depending on a number of factors, including the venue, length of the wedding, location, number of participants, and the amount needed. As a rule of thumb, liability insurance that provides $ 1 million indemnities with a $ 175 premium is common. However, if you join at the same time as cancellation insurance, the total price will be cheaper. For example, a “wedding insurance plan” with a set of $ 1 million in liability insurance and $ 7,500 cancellation insurance is as low as $ 275.
Of course, if you are planning a gorgeous wedding, you should pay a high premium for cancellation insurance. For example, a cancellation insurance plan that offers an average of $ 175,000 in compensation costs has an average stake of $ 875.
Oops, the change of heart of the bride and groom is not covered by cancellation insurance. “There is no refund for either disappearance.”
Compare many services because insurance rates vary between insurance carriers
In one case, a $ 6,500 refund was received because the bride’s family had marriage insurance covering up to $ 7,500 with a $ 350 premium. The money was used to book another place in San Francisco. The ceremony was only three days late. The family said: the host, the photographer, the florist, the catering and all the contractors could be arranged in San Francisco.
An event planner advises customers to get at least liability coverage. Cancellation insurance is not recommended: Currently, cancellation insurance is only recommended for winter weddings. Because of the snowstorm, power outages and traffic jams are common.
“In the United States, wedding insurance sales were not good until the 1990s,” said an expert. “In the past, I had told my customers not to buy wedding insurance, but now that they have become decent insurance, I recommend it.”
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Last October, a wedding was scheduled in Sonoma, California. However, the ceremony was canceled as a large fire struck the area and wide-area evacuation began. So what happened? Yes, $ 6,500 has been refunded.
Freelance is easy. Freelancers are not hired by anyone, and they hire no one. It’s a life of managing yourself.
That’s it for today’s post. Thank you
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