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Cancel when two years have passed

When I said I wasn’t interested in installments, he told me to listen to him all the way through.....

“Thank you for coming to our store. It’s right away, but various discount systems will be applied, so as a customer, it’s better to pay in installments than to pay in full.”

A male salesclerk who appears to be around 30 years old frequently recommends installment payments. I wonder why this store hates lump sum payment.
“In the case of payment in installments, you will have to pay the price over four years, but you can cancel when two years have passed, and in that case, you will be exempt from paying for the remaining two years.”
I pretended to listen to him intently. Because I hate installments.

Can tools create value?
The concept as a kind of tool is useful, but its handling requires a certain amount of skill.
Whether it is matter or concept, tools can only have the position of hardware. What makes a tool valuable is the software or skill that uses it.

“Most of our customers choose a 4-year installment payment plan and cancel after 2 years. However, the condition for canceling after 2 years is to sign a new contract.”
If most users choose that course, I wonder who will ultimately benefit. In the end, no one but this dealership can make a profit, right?

What is the best thing about the concept as a tool?
However, we must not forget that even concepts that help us interpret or understand things are subject to change.
Rather, the most outstanding point of the concept as a tool is that it can be transformed according to the conditions.

Think about it. At this time, users do not know the cost of the next contract two years from now. New contract fees will undoubtedly increase depending on changes in commodity prices or exchange rates.
In this way, it is clear that the user will repeat a new contract every two years. No longer does this store make money from selling services, but from new contract fees.
When I said I wasn’t interested in installments, he told me to listen to him all the way through.

Do you pay in installments?

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Ukraine war: Germany won’t block export of its Leopard 2 tanks, foreign minister says - BBC News… “save the lives of many Ukrainian soldiers” …

That’s all for today’s post. Thank you

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